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| List Price: |
$519,950 |
| Contact # |
(541) 984-5405 |
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| Office: | (541) 984-5405 |
| Fax: | (541) 284-8039 |
| Personal Toll Free: | 888-406-9837 |
| Email: | jackthomas@remax.net
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PRIVACY STATEMENT: Should you choose to employ our services, any and all non-public communications and information exchanged between us, shall be held in the strictest confidence. Personal data will not be shared without your expressed written permission. We have learned over the years to never take our business or our clients for granted.
Trained Advocates for YOU
Service over Sales
Whether Buying or Selling we have you covered
"Jack and Judy have provided exceptional service for taking on the Short Sale of my house. They have been quick to respond to questions and provide updates on every step of the process. Short Sales are complicated and requires experience. I highly recommend them."
Rolland Brill, Cottage Grove, Oregon 2/18/2010
Certified Distressed Property Expert
Distressed Property Defined:
Plummeting property values coupled with rising notices of default have created an unprecedented crisis in foreclosed properties! In many instances foreclosures can be avoided, but it takes a concerted effort. Banks want to work with property owners because their business thrives on making loans not acquiring foreclosed assests. A plausible alternative to foreclosure process is to negotiate a short sale.
Short sale defined: A material change in the financial situation of a homeowner [property owner] that is or will affect their ability to pay their mortgage.
One or more of the following circumstances may qualify you and your property for a short sale.
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1. Loss of job |
10. Medical bills |
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2. Business failure |
11. Military service |
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3. Damage to property |
12. Increase of mortgage payment adjustments |
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4. Death of a spouse |
13. Insurance or Tax increases |
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5. Death of a family member |
14. Reduced income |
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6. Severe illness |
15. Separation |
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7. Inheritance |
16. Too much debt |
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8. Divorce |
17. Incarceration |
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9. Mandatory job relocation |
18. Any combination of those listed . . . |
SO WHAT'S THE BIG DEAL ANYWAY?
There is no shame in asking for help when financial circumstances whirl beyond your control. But time is not on your side once a notice of default has been issued. The primary reason for considering a short sale is to save your credit score, because it directly affects everything you do. Current and future employment, insurance and mortgage interest rates, security clearances and your credit history for years to come are all impacted in significant ways. It really is a big deal!
Time IS NOT on your side once the Notice of Default has been executed
If you or someone you know is in a potential
mortgage crisis ~ Call us! 541-984-5405
(Informational resources: Distressed Property Institute, LLC; National Association of REALTORS & others)
SCAM ARTISTS ABOUND . . . BE ON YOUR GUARD
Foreclosures - A great way to make a buck!
They call themselves Foreclosure Consultants and Mitigation Experts, but are they really? Many people with evil intentions are out to help themselves to the fresh preforeclosure pickings. These unscrupulous individuals prey on YOU and they do so by playing tag-team with other unprincipled persons known as Investors or Equity Purchasers . . . While they go by the same names as their legitimate counterparts the game they play is FRAUDULENT. Don't get sucked in.
Several agencies at the federal and state levels of government stand ready to help YOU with informational resources, but YOU must be vigilant. Before you commit to handing over your property to someone who promises to help you ~ check them out! The following websites are certainly not exhaustive, but are very helpful in getting the information flowing in your direction.
The man in blue will access FBI Portland Oregon Field Office
The Federal Bureau of Investigation (FBI) has developed a Housing Fraud Task Force that is actively pursuing, investigating and prosecuting individuals involved in illegal housing scams.
Foreclosure Consultants or whatever they call themselves should be working under written contract with full disclosure to YOU the home owner. There should be explicit verbiage that encourages YOU to contact legal and/or financial counsel before signing any of the documents placed before you.
IF IT SOUNDS TOO GOOD TO BE TRUE . . . REMEMBER THAT IT PROBABLY ISN'T TRUE.
These RED FLAG Phrases are clues:
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Keep Your Home. We know your home is scheduled to be sold. No Problem!
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Stop Foreclosure Now!
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We guarantee to stop your foreclosure.
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We have special relationships within many banks that can speed up case approvals.
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We Can Save Your Home. Guaranteed. Free Consultation.
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We stop foreclosures everyday. Our team of professionals can stop yours this week!
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A business who guarantees to stop foreclosure process no matter what your circumstances.
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Instructs you not to contact your lender, lawyer, credit or housing counselor.
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Collects a fee before providing you with any services.
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Accepts payment only by cashier's check or wire transfer.
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Encourages you to lease your home so you can buy it back over time.
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Tells you to make your mortgage payment directly to itself, rather than the lender.
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Tells you to transfer your property deed or title to itself.
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Offers to buy your house for cash at a fixed price that is not set by the housing market at the time of sale.
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Offers to fill out paperwork for you.
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Pressures you to sign paperwork you haven't had a chance to read thoroughly or that you don't understand.
(Resource: Foreclosure consultant questions; Selected excerpts of email transmittal; 4-16-09; from Andrea Bushnell, CEO and General Counsel, Oregon Association of REALTORS to Kevin Simrin, Principal Broker/Owner, REMAX Integrity, Eugene, OR)
Mortgage Fraud is no Accident it
is brought on by calculated greed
It is true, bad people suck! Click onto MR. SAD FACE to view some of what goes on . . .
"Oregon's Heat Smart Program - Required Removal of an Uncertified Woodstove Upon Sale of Home"
NEW LAW enacted for wood burning stove, inserts, etc., in Oregon, August 1st, 2010
$1,500 Energy Star Rebates & Tax Credits
Local Rebates and Federal Tax Credits are now available through the Energy Star Rebate Program and the American Recovery and Reinvestment Tax Act of 2009.
Windows, doors, skylights, roofs, central air conditioners, heat-pumps, furnaces, boilers, water heaters, insulation, seals and other forms of upgrades may qualify for these credits and rebates, if the products were purchased between February 17, 2009 and December 31, 2010.
Ole Yellow Head the Lightbulb will give you all the details!
Mortgage ~ Job Loss Protection (H.E.L.P.)
Homeowner Education and Loan Protection
Program Benefits:
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Up to six months of Mortgage Payments
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Pays up to $2,000 per month (PITI - principal, interest, taxes & insurance)
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Easy enrollment process
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Program underwritten by one of the industries leading insurance companies
Eligibility Requirements:
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Employed full time (minimum of 30 hours per week)
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Vesting period is 60 days from the close of escrow
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Cannot be self employed (greater than 10%), an independent contractor, or active military
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Must be between the ages of 18 and 66
"Founded in 2003, it is chartered to assist homeowners in creating and maintaining financial wellness."
This is not insurance, it is the non-profit RAINY DAY FOUNDATION (501c3) program.
Jack Thomas has been certified to facilitate this program in primary residential real estate transactions...
This is "a real estate service exclusively provided by Creative Alliances LLC"
www.myhelp-connection.com
Whether YOU are Buying or Selling, call Jack Thomas at 984-5405 to discuss the benefits of utilizing the Job Loss Protection Program.
  
The National Association of REALTORS House Logic website
United States Military
As a military veteran Jack is honored and proud to acknowledge the men and women in service to our country...
Past, Present and Future.
    
 Federal and State servicemen and woman have access to a number of military benefits, including housing mortgage loan programs. Allow us to help YOU through the process. If you are looking to buy or sell, contact us! Jack served his tour of duty in the U.S. Air Force, with an honorable discharge and top secret security clearence. 1963-1965 821st Combat Defense Squadron, Ellsworth A.F.B, Rapid City, So. Dakota; 1965-1967 3902nd Combat Defense Squadron, SAC Elite Guard, O ffutt A.F.B., Omaha, Nebraska.
OREGON Dept of Veteran's Affairs
FEDERAL Dept of Veteran's Affairs
(Member SAC ELITE GUARD)   
Emergency Responders
(Fire, Medical & Police Services)
We are thankful for the men and women who risk their lives everyday so others may be spared . . .
Quiet Angels
"I believe that friends are quiet angels who lift us to our feet when our wings have trouble remembering how to fly."
Jack is a retired emergency responder who dedicated 16 1/2 years to the public's safety and well-being.
He was certified Advanced Peace Officer through California Peace Officer Standards and Training / P.O.S.T.
He was certified Advanced Peace Officer through Oregon Bureau of Police Standards and Training / B.P.S.T.
(Certification was based upon formal education, experience and training in addition to other criteria established by each state organization)
  
If you are considering purchasing or selling real estate or simply wish to talk about the possibilities, contact Jack for a confidential discussion over your options. He is conscientious, discreet and experienced in helping you through the process.
5 4 1 - 9 8 4 - 5 4 0 5
Buyer Representation
Accredited Buyer Representative
The days when your word and handshake were your solemn promise, personal bond and commitment have long past . . .
Today we live in a litigious society where reasonable safeguards are not only appropriate, but vital when conducting real estate transactions of any kind. While real estate brokers are governed by the Oregon Real Estate Agency, acquiring and developing technical skills, training, accreditation and certification beyond the basic level is left with the individual broker to decide.
Oregon Real Estate Licensees are mandated by law to represent you through an Agency or Fiduciary Relationship, which is the same act of confidentiality you share with your Clergy, CPA, Lawyer, Health Care provider or Physician.
You have the right to fair unbiased representation in all real estate transactions, whether you are buying or selling.
What you should expect from an Accredited Buyer Representative . . .
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Reasonable Skill and Care
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Loyalty
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Confidentiality
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Obedience
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Accountability in all real estate dealings
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Disclosure of all material facts
If you are in the market to purchase property and have not selected a broker to represent your best real estate interests, contact us! Jack is an ABR and welcomes the chance to be of service.
Buyer's Critical Information Packet
Certified Residential Investment Specialist
 There are at least five benefits of investing in real estate (even in a down market) . . .
- Income generation
- Certain tax advantages
- Equity buildup
- Appreciation
- Leverage
One or more of the considerations listed above may offer you an advantage to investing in today's marketplace. Large inventories and competitive interest rates offer added value. If the time is right for YOU, call us! Jack is a Certified Residential Investment Specialist
Seniors Real Estate Specialist
Member Seniors Real Estate Specialist Network
Individuals born between 1946 and 1964 (Baby Boomers) will all become senior citizens by the year 2014.
50 plus clients are moving in significant numbers across America for some of these reasons:
- To be closer to family
- Finances
- To finally begin the "new" project they have always dreamed of
- Health care issues
SRES-Broker training develops the knowledge and understanding necessary to service the needs of our Baby Boomer generation:
- Community resources and contacts
- Counseling verses Selling
- Emotional/Psychological issues associated with aging
- Sensitivity guidance and training in the downsizing process
- Relational building and development
- Understanding of cultural diversity
- Reverse Mortgage concepts
Baby Boomer Connections
50 and Beyond
Travel Oregon Idaho and Beyond
The beautiful Willamette (WILL-AM-IT) River
If you or your loved ones have a need that might be satisfied with assistance and expertise of a Seniors Real Estate Specialist, call us! Jack is a Certified-SRES and would be more than pleased to discuss potential options with you.
Here's the Nugget . . . Worth its weight in gold
 
REMAX Integrity recently launched a proprietary new program that allows YOU to call on any house listed by any brokerage in Eugene or Springfield, to obtain relevant information about that particular property . . . The system is amazing and it works! YOU simply dial 302-4800, provide the street address and receive a voice recording on the sales price and other amenities. The distinct advantage you have is to obtain real time information real fast. Obviously, we would like you to call Jack and make arrangements for showing (If you're not already working with a broker), but that is your decision to make. Try it out, we know you won't be disappointed! And if you need professional, competent assistance in preparing an offer to purchase, call Jack Thomas at 984-5405
  
The MOVING VAN provides FREE estimates locally and nationwide . . .
HOTtopics gives perspective to other markets across the country
"Everyone has to live somewhere"
Feel relaxed about calling Jack at 541-984-5405 or email jackthomas@remax.net to ask for his help
Faces of humanity . . . Does anyone look familar?
  
Eugene-Springfield Oregon weather
 
University of Oregon
GO DUCKS
Jack and Judy Thomas are members in good standing with the Eugene, Oregon and National Association of REALTORS, REMAX Integrity and REMAX International, subscribing to a strict code of ethics and professional standards of practice. Jack and Judy are experienced REALTORS who have been trained in a number of disciplines over the years, but neither broker is trained nor educated as a lawyer or financial adviser. Individuals requesting legal or financial counseling are therefore encouraged to seek competent legal and financial advise from appropriate sources. As a courtesy, several links have been added to provide viewers with a number of resources to take advantage of, but it is noted that Jack and Judy Thomas are not responsible for their content.
- "Jack & Judy - Thank you both so much for everything. We love our house and appreciate all that you did to help us get in." - Danni, Tyler, Michael & Liam Frans - Springfield, Oregon
- "Dear Jack & Judy, Thank you so much for the smoothest home-buying experience in recorded history!!! It was truly amazing. Throughout the Eugene 'field trips' to final paper signing and closure, working with you and Judy made it all work. We'll refer you to all our friends & colleagues." - Don Holtgrieve, Ph.D. & Susan Hardwick, Ph.D. - Eugene, Oregon
- "We would once again like to thank you for the fine job you did selling our 11 duplexes. We both feel that you worked diligently, and showed much integrity in the way you handled the whole listing and sales process. Since we were not living in Oregon, we had to rely on your judgement and advice many times, and we feel you always had our best interest in mind. It was a pleasure working with you both. Best Regards," - Pete and Jeanine Lunardi - California
- Transactional Referral Certification/TRC
- Certified International Property Specialist/CIPS
- Accredited Buyer Representative/ABR
- Certified Residential Investment Specialist/CRIS
- Certified Luxury Home Marketing Specialist/CLHMS
- Certified New Home Sales Professional/CSP
- Certified Seniors Real Estate Specialist/SRES
My Links
Not only do I have local information on my site, but I have also put together the following links that you may find useful. Please note that all links will open in a new window.
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