PRIVACY STATEMENT: Should you choose to employ our services, any and all non-public communications and information exchanged between us, shall be held in the strictest confidence. Personal data will not be shared without your expressed written permission. We have learned over the years to never take our business or our clients for granted.

Trained Advocates for YOU

 Service over Sales

Whether Buying or Selling we have you covered 

"Jack and Judy have provided exceptional service for taking on the Short Sale of my house. They have been quick to respond to questions and provide updates on every step of the process. Short Sales are complicated and requires experience. I highly recommend them."

Rolland Brill, Cottage Grove, Oregon 2/18/2010

SCAM ARTISTS ABOUND . . . BE ON YOUR GUARD

Foreclosures - A great way to make a buck!

They call themselves Foreclosure Consultants and Mitigation Experts, but are they really? Many people with evil intentions are out to help themselves to the fresh preforeclosure pickings. These unscrupulous individuals prey on YOU and they do so by playing tag-team with other unprincipled persons known as Investors or Equity Purchasers . . . While they go by the same names as their legitimate counterparts the game they play is FRAUDULENT. Don't get sucked in. 

Several agencies at the federal and state levels of government stand ready to help YOU with informational resources, but YOU must be vigilant. Before you commit to handing over your property to someone who promises to help you ~ check them out! The following websites are certainly not exhaustive, but are very helpful in getting the information flowing in your direction.

• HUD approved foreclosure counselors in Oregon
• Oregon Dept of Finance & Securities
• US Federal Trade Commission

                                             The man in blue will access FBI Portland Oregon Field Office

The Federal Bureau of Investigation (FBI) has developed a Housing Fraud Task Force that is actively pursuing, investigating and prosecuting individuals involved in illegal housing scams.

Foreclosure Consultants or whatever they call themselves should be working under written contract with full disclosure to YOU the home owner. There should be explicit verbiage that encourages YOU to contact legal and/or financial counsel before signing any of the documents placed before you.

IF IT SOUNDS TOO GOOD TO BE TRUE . . . REMEMBER THAT IT PROBABLY ISN'T TRUE.

These RED FLAG Phrases are clues:

1. Keep Your Home. We know your home is scheduled to be sold. No Problem!
2. Stop Foreclosure Now!
3. We guarantee to stop your foreclosure.
4. We have special relationships within many banks that can speed up case approvals.
5. We Can Save Your Home. Guaranteed. Free Consultation.
6. We stop foreclosures everyday. Our team of professionals can stop yours this week! 
7. A business who guarantees to stop foreclosure process no matter what your circumstances.
8. Instructs you not to contact your lender, lawyer, credit or housing counselor.
9. Collects a fee before providing you with any services.
10. Accepts payment only by cashier's check or wire transfer.
11. Encourages you to lease your home so you can buy it back over time.
12. Tells you to make your mortgage payment directly to itself, rather than the lender.
13. Tells you to transfer your property deed or title to itself.
14. Offers to buy your house for cash at a fixed price that is not set by the housing market at the time of sale.
15. Offers to fill out paperwork for you.
16. Pressures you to sign paperwork you haven't had a chance to read thoroughly or that you don't understand.

(Resource: Foreclosure consultant questions; Selected excerpts of email transmittal; 4-16-09; from Andrea Bushnell, CEO and General Counsel, Oregon Association of REALTORS to Kevin Simrin, Principal Broker/Owner, REMAX Integrity, Eugene, OR)

    Mortgage Fraud is no Accident it

    is brought on by calculated greed

It is true, bad people suck! Click onto MR. SAD FACE to view some of what goes on . . .

"Oregon's Heat Smart Program - Required Removal of an Uncertified Woodstove Upon Sale of Home"

NEW LAW enacted for wood burning stove, inserts, etc., in Oregon, August 1st, 2010

Judy Thomas is a  member in good standing with the Eugene, Oregon and National Association of REALTORS, REMAX Integrity and REMAX International, subscribing to a strict code of ethics and professional standards of practice. Judy is an experienced REALTOR who has been trained in a number of disciplines over the years, but has not been trained nor educated as a lawyer or financial adviser. Individuals requesting legal or financial counseling are therefore encouraged to seek competent legal and financial advise from appropriate sources. As a courtesy, several links have been added to provide viewers with a number of resources to take advantage of, but it is noted that Jack and Judy Thomas are not responsible for their content.

•  "Jack & Judy - Thank you both so much for everything. We love our house and appreciate all that you did to help us get in." - Danni, Tyler, Michael & Liam Frans - Springfield, Oregon
  
•  "Dear Jack & Judy, Thank you so much for the smoothest home-buying experience in recorded history!!! It was truly amazing. Throughout the Eugene 'field trips' to final paper signing and closure, working with you and Judy made it all work. We'll refer you to all our friends & colleagues." - Don Holtgrieve, Ph.D. & Susan Hardwick, Ph.D. - Eugene, Oregon
  
•  "We would once again like to thank you for the fine job you did selling our 11 duplexes. We both feel that you worked diligently, and showed much integrity in the way you handled the whole listing and sales process. Since we were not living in Oregon, we had to rely on your judgement and advice many times, and we feel you always had our best interest in mind. It was a pleasure working with you both. Best Regards," - Pete and Jeanine Lunardi - California
  
•  Transactional Referral Certification/TRC
  
•  Certified International Property Specialist/CIPS
  
•  Accredited Buyer Representative/ABR
  
•  Certified Residential Investment Specialist/CRIS
  
•  Certified Luxury Home Marketing Specialist/CLHMS
  
•  Certified New Home Sales Professional/CSP
  
•  Certified Seniors Real Estate Specialist/SRES